Rehab Loan Programs
Ideal for investors looking to purchase a property, renovate and then sell or rent the renovated property for a profit. Builders Trust Capital also offers a short term refinance loan product with construction.
Builders Trust Capital is a Direct Lender
The team at Builders Trust Capital makes the lending decisions. Portfolio loans are underwritten and funded by us. Our principals have funded over 1000 projects since 2016 so you can rely on our experience to deliver consistently every time.
A More Efficient Loan Approval Process
When you choose Builders Trust Capital, you get a fast, straightforward and transparent process.
- Minimal, simple forms so you can pre-qualify quickly
- Absolutely no junk fees
- All fees disclosed upfront to help you budget projects accurately
- Receive a complimentary profit assessment using Builders Trust Capital's proprietary calculator and ROI coaching on your investment property
- Get your project funded in as little as 10 business days
Renovation Loan Programs
| Up to 90% LTC and 75% LTARV * |
| Rates as low as 9% |
| Points as low as 1.5% |
| Loans from $50,000 to $3,000,000 |
| Interest is built into the loan for your convenience |
| Portfolio loans are processed and serviced in-house, ensuring consistent service during and after origination |
| * highly qualified customers may qualify for 100% LTC |
| Get Funded Now |
Succeed in Your Next Real Estate Deal
Speed & Approval
- Once your appraisal is ordered, you can typically close within as little as 10 business days
- Streamlined loan approval for portfolio loans because we handle every step in-house
- No extra requirements
- DTI Calculations or Income Qualification – not required
- Seasoning of Funds – not required
- Tax returns – not required
Flexibility
- Offer a full 100% loan-to-cost option for qualified borrowers
- Interest is built into the loan to simplify payments, so you can focus solely on the rehab of the property
- Ability to cross collateralize other property to reduce cash to close
- No limit on number of properties
