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✨ Looking for Ashmore Partners? That's us! New name, same great people. Read more on our blog.

Builders Trust Capital is a Direct Lender

We’re here to help real estate investors succeed

Builders Trust Capital is a Private Real Estate Lender. We provide loans to developers and builders of single family, multi-family, and mixed-use properties. As a portfolio lender, the loans are underwritten and funded in-house.

Builders Trust Capital serves New Jersey, Pennsylvania, Maryland, Virginia, Washington, DC and Florida.

We're focused on building long-term relationships with our clients

  • Complete in-house lending – no second reviews slowing the process or changing the outcome
  • Big-company capability with small-office personalized service
  • No “junk fees” – we’re transparent and honest
  • Fast loan processing – you get to the closing table on time
  • Fast draw speeds – you have access to construction draws in as little as 24 hours
  • Flexible, custom loan programs to maximize leverage and minimize cash to close
  • Competitive leverage on Loan-to-Cost (LTC) and Loan-to-Value (LTV)
  • Construction expertise – Builders Trust Capital’s head of construction earned the 2020 Best Builder / Construction Company in Gloucester County, New Jersey
  • Deep local market knowledge – you work with experts who know your market

We're invested in the business growth of our clients

We’re proud of what our clients have accomplished with funding from Builders Trust Capital, and we’re excited to help more people realize their dreams each day.

See what real estate investors do with Builders Trust Capital

We handle each step of the process in-house, from pre-qualification to final payment, including payment collection and draws. See our Renovation Loans, Rental Loans or New Construction Loans.

The Journey to Builders Trust Capital

In August 2020, the Managing Partners of Ashmore Partners LLC, Peter Christiansen and Anthony Susco, collaborated with a long-time lending industry veteran, Jeremiah O’Brien, to establish a new entity with a distinct approach to funding professional builders and developers.

The pandemic exposed weaknesses in the correspondent model. Good investors had difficulty procuring funding for quality projects due to a temporary shock that significantly curtailed capital availability. This was the genesis of Builders Trust Capital LLC. Peter, Anthony, and Jerry decided to start a portfolio lending company with a novel approach to private real estate lending.

Builders Trust Capital combines the speed and flexibility of hard money lending with responsible credit and construction risk management practices that enable the company to offer borrowers competitive rates and investors peace of mind.

Builders Trust Capital helps our customers build sustainable businesses capable of weathering market volatility and protecting their hard-earned assets. Our customers trust us to treat their businesses, their assets, and their money like they were our own as we offer advice and capital for their development projects.

Builders Trust Capital Partners

Peter Christiansen

Managing Partner

As Managing Partner and Co-founder at Builders Trust Capital, Peter is responsible for leadership in investor relations, capital markets, sales, finance, and accounting. As a 15-year veteran in the financial services industry, Peter has a deep understanding of investor and borrower needs that enables him to link sophisticated sources of capital with appropriate borrower and … Continued

Jerry O’Brien

Managing Partner

Jerry O’Brien is a Managing Partner at Builders Trust Capital. He is responsible for operations, credit, information technology, legal / compliance, and strategy. He focuses on building a best-in-class, scalable infrastructure that speeds processing times and improves the customer experience while mitigating credit and business risk. Jerry has over 25 years of experience in mortgage … Continued

Anthony Susco

Managing Partner

Anthony Susco is Managing Partner and Co-founder of Builders Trust Capital. He leads sales, marketing and business development for the company. Due to his dedication to customer service, Builders Trust Capital boasts an approximately 80% repeat customer rate. In addition, his highly quantitative background makes him effective at structuring creative lending solutions tailored to meet … Continued

Builders Trust Capital Team

Douglas J. Beck

Account Executive

Douglas J. Beck is an Account Executive at Builders Trust Capital. Doug’s broad real estate experience includes real estate investments, title insurance, wholesaling, real estate brokerage and mentoring other real estate investors on starting and growing their business. His unique background helps him understand his clients’ challenges at a deeper level and advise on how … Continued

Gabriel Clesca

Account Executive

As Account Executive, Gabriel Clesca serves clients by helping them accomplish their goals in purchasing and renovating real estate properties. He guides clients through the loan process to ensure they earn a profitable return on their investment. In developing solutions for customers, Gabriel leverages his personal experience running his own real estate development and investment … Continued

Kelly Fitz-Patrick

Relationship Manager

As Relationship Manager, Kelly Fitz-Patrick is responsible for developing strong day-to-day working relationships with clients and providing exceptional client service. She believes listening to clients is crucial to understanding their lending needs. Kelly joined Builders Trust Capital after over eight years working in real estate development and construction project management in Center City, Philadelphia, and … Continued

Hector Santiago

Account Executive

Hector Santiago is an Account Executive at Builders Trust Capital. He is focused on meeting with prospective clients to ascertain their business goals. He understands timeliness is essential for his clients. Hector works with the team of experts at Builders Trust Capital to connect the right customized solution to match the client’s unique real estate … Continued

Kurt Schwiedop

Vice President – Construction

Kurt Schwiedop is the Vice President – Construction for Builders Trust Capital. In his role, Kurt is responsible for construction oversight, budget review, inspections, and contractor vetting. Kurt has over 30 years of experience in residential, industrial and commercial construction. He is knowledgeable about all phases of construction, from repair and remodeling to large scale … Continued

Find out how Builders Trust Capital can help you

Everything you need to leverage your capital to grow your business

I want to know more

Builders Trust Capital Client Success Stories

Partner with an efficient, personable team who has delivered $120,000,000 in real estate loans

Builders Trust Capital Success Story Photo: 1185 Route 9 South, Cape May Courthouse, NJ
  • Purchased $185,000
  • Rehab $150,000
  • ARV $475,000
  • Fix & Flip Philadelphia, PA
Builders Trust Capital Success Story Photo: 10 Anderson, Morristown NJ
  • Purchased $1,675,000
  • Rehab $450,000
  • ARV $3,955,000
  • Fix & Flip Cape May, NJ
Builders Trust Capital Success Story Photo: 10 Anderson, Morristown NJ
  • Purchased $550,000
  • Rehab $208,286
  • ARV $1,005,000
  • Fix & Flip Haddonfield, NJ

How to Finance Your Real Estate Investment

Our process is simple! We handle the entire loan process in-house. Loans are closed in as little as 10 business days.

Get Started

Fill in the form or call us at 856-422-3232 so we can contact you and begin working on your loan. We're local and happy to meet with you to learn your funding needs.

Pre-qualify

Complete your application and provide supporting documentation.

Proof of Funds

Increase your buying power with a proof of funds (POF) letter.

Loan Processing

Your appraisal and title work are ordered. Your application documents are reviewed. Our in-house processing team will contact you with any questions or additional documentation required.

Get Funded Now

After underwriting is complete, we make sure your closing docs are ready at the table and funds are disbursed timely so you can start your work without delay.

Testimonials

Photo of Raphael Akinsete

If you are a newbie investor, I highly recommend Builders Trust Capital because your first few deals will impact your outlook on real estate investment. If you are a seasoned investor, I also recommend the company as they now offer products for both quick flips and long holds. This way you are covered in both your entry and exit strategy. As a longtime client of Builders Trust Capital I can testify that they are the real deal and there are genuinely good people behind this business.

Raphael Akinsete recommends Builders Trust Capital Oct. 2020
Photo of Raphael Akinsete

Just finished up my first project with the Builders Trust Capital team and wanted to share my appreciation for the good business. Success is often driven by effective relationships, and Builders Trust Capital’s partnership assisted me in strengthening my team all around. The process from beginning to end was smooth and efficient. They are a great partner to have to create opportunities for rookie and veteran investors.

Kristian Latham recommends Builders Trust Capital Aug. 2020
Photo of Raphael Akinsete

Builders Trust Capital lives up to its name. They have truly been a partner to me with my projects. The process from underwriting to construction inspections has never wavered from their initial promise and Ive always been met with professionalism and efficiency. Rare in this space.

Timothy Rosenblum recommends Builders Trust Capital April. 2021
Photo of Raphael Akinsete

Builders Trust Capital is an incredibly responsive and flexible lender for RE investors. They have been able to work with my unique situations and helped us close on properties no one else could. They know their local area well and can offer guidance. I highly suggest them.

Mike Bonadies recommends Builders Trust Capital

Ready to discuss your funding needs?

Just contact us by phone 856-422-3232. If you prefer, send us a message and we’ll contact you shortly. Let's get started working together.

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