Landlord Loan Programs
Ideal for investors and builders who are seeking leverage to buy a turn-key rental property or Airbnb, or to refinance and pull out cash from a completed buy-and-hold investment property.
A More Efficient Loan Approval Process
When you choose direct lender Builders Trust Capital, you get a fast, straightforward, and transparent process.
- Minimal, simple forms so you can pre-qualify quickly
- All fees disclosed upfront to help you budget projects accurately
- Receive a complimentary profit assessment using Builders Trust Capital's proprietary calculator and ROI coaching on your investment property
- Get landlord loans funded in as little as 20 business days
30-Year DSCR Landlord Loan Programs
| 80% max LTV no cash-out refinances and purchases |
| 80% max LTV cash-out refinances |
| Rates as low as 7.25% |
| Points as low as 1% |
| Credit as low as 660 |
| Get Funded Now |
Succeed in Your Next Real Estate Deal
The team at Builders Trust Capital is focused on building a long-term relationship with you. Continuing to partner with us has its advantages. We leverage our knowledge of your business, project, and financials to help serve you better.
Speed & Approval
- Once your project is complete, get access to competitive permanent financing through our network of capital providers
- Existing clients enjoy a faster application process
- Obtain a loan that fits your needs
- No extra requirements
- DTI Calculations or Income Qualification – not required
- Seasoning of Funds – not required
- Tax Returns – not required
Flexibility
- Offer interest only options to suit your funding needs
- Offer 5/1 ARMS, 7/1 ARMs, 10/1 ARMS, and 30-year loans without balloons
- Flexible options for property seasoning requirements
